A pawn shop loan is when you can borrow money against an item and then get it back once the loan is repaid with interest.

The only requirements for a pawnshop loan with Hock & Go is a photo ID and an item of value.

1. Bring in your item/s of value and photo ID in store.
2. We will assess your item/s and determine how much we are able to loan you.
3. We will safely store your item, and you will be able to walk out with your money.
4. Make weekly, fortnightly, or monthly payments.
5. Finalise your loan by paying the balance in-store and collect your items. Don’t forget to bring your loan ticket and photo ID in-store.

Getting a loan in 3 easy steps!

1. Bring your items of value to one of our stores along with your Photo ID. Click here to find out what items you can Hock.
2. We’ll assess the value of your items and confirm if and how much we can loan to you – no hassle, no credit checks!
3. We’ll process the loan and you walk out with cash within minutes!

1. No credit checks or producing bank statements: We assess your items value and identify how much we can loan you.
2. Quick: We can complete your loan in just a few minutes and you will be able to leave our store with cash in hand.
3. No recourse: If you can’t pay off your loan you can forfeit your items leaving no one chasing you for payments and no mark on your credit rating

3 things you should consider before getting a cash loan:

1. Is your item eligible for a cash loan? If you are unsure contact our team!
2. Do you have a plan to pay off the loan?
3. Can you part with the item during the repayment?